Powell, OH · Charter 62406
NCUA · 8 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.65% | 0.60% | 0.42% | 0.52% | 0.50% | 0.50% | 0.29% | 0.44% | -9 bps | |
| Return on Equity | 6.12% | 5.68% | 4.01% | 5.06% | 4.82% | 4.92% | 2.86% | 4.29% | -78 bps | |
| Net Interest Margin | 4.42% | 4.50% | 4.37% | 4.38% | 4.42% | 4.44% | 4.41% | 4.41% | +3 bps | |
| Efficiency Ratio | 80.91% | 80.72% | 87.18% | 86.78% | 86.47% | 85.40% | 84.96% | 83.68% | -309 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 16.73% | 18.72% | 6.92% | 9.38% | 6.70% | 8.41% | 8.38% | 5.68% | -370 bps | |
| Loan Growth (YoY) | 16.78% | 20.70% | 9.71% | 6.83% | 14.15% | 18.50% | 19.34% | 25.28% | +1,845 bps | |
| Share Growth (YoY) | 17.63% | 19.42% | 7.04% | 10.27% | 7.12% | 8.15% | 8.93% | 5.18% | -509 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.50% | 0.60% | 0.54% | 0.50% | 0.33% | 0.53% | 0.75% | 0.75% | +25 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.56% | 10.59% | 10.47% | 10.35% | 10.35% | 10.25% | 10.11% | 10.23% | -12 bps | |
| Net Worth / Assets | 10.56% | 10.59% | 10.47% | 10.35% | 10.35% | 10.25% | 10.11% | 10.23% | -12 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 66.58% | 66.59% | 66.74% | 64.42% | 70.95% | 72.97% | 73.12% | 76.73% | +1,231 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |