Bridge
Powell, OH · Charter 62406 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
$256.8MAssets
$173.2MLoans
$225.8MShares
$26.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 78% of credit unions under $1B in assets (rank 375 of 1683).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets (rank 1300 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.44%
Rank 1,193 of 1,683
Net Interest Margin
4.41%
Rank 375 of 1,683
Efficiency Ratio
83.69%
Rank 1,125 of 1,682
Equity / Assets
10.23%
Rank 1,300 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,193 / 1,683 | | |
| Return on Equity | 4.29% | 2.67% | 5.89% | 8.74% | Beats 37% | 1,054 / 1,681 | | |
| Net Interest Margin | 4.41% | 3.31% | 3.82% | 4.32% | Beats 78% | 375 / 1,683 | | |
| Efficiency Ratio | 83.69% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,125 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.26% | 0.65% | 1.29% | Beats 45% | 918 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.23% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,300 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.23% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,300 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.73% | 52.61% | 69.38% | 83.50% | 63rd pctl | 620 / 1,683 | | |
| Loans / Assets | 67.46% | 44.71% | 59.18% | 70.72% | 68th pctl | 541 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |