New Orleans, LA · Charter 62258
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.05% | -0.73% | -1.80% | -3.25% | -2.76% | -3.22% | -8.04% | -5.67% | -243 bps | |
| Return on Equity | -6.75% | -4.68% | -11.74% | -19.78% | -17.38% | -22.11% | -59.09% | -44.37% | -2,459 bps | |
| Net Interest Margin | 4.51% | 4.70% | 4.86% | 4.89% | 5.23% | 5.19% | 4.54% | 4.34% | -54 bps | |
| Efficiency Ratio | 122.23% | 114.57% | 129.76% | 156.93% | 146.96% | 156.28% | 262% | 216% | +5,957 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.65% | 5.05% | 11.85% | -1.81% | -13.03% | -12.10% | -17.20% | -5.43% | -362 bps | |
| Loan Growth (YoY) | 25.76% | 10.94% | 9.13% | -5.44% | -11.12% | -14.45% | -27.13% | -34.95% | -2,950 bps | |
| Share Growth (YoY) | 5.59% | 7.81% | 16.36% | -1.95% | -12.39% | -12.69% | -15.87% | 1.33% | +328 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.82% | 0.52% | 0.06% | 2.83% | 0.50% | 1.58% | 2.95% | 5.01% | +218 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.68% | 3.83% | 3.57% | 3.92% | 3.86% | 4.07% | 3.17% | 3.56% | -36 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.61% | 15.66% | 15.33% | 16.41% | 15.85% | 14.59% | 13.60% | 12.78% | -363 bps | |
| Net Worth / Assets | 15.61% | 15.66% | 15.33% | 16.41% | 15.85% | 14.59% | 13.60% | 12.78% | -363 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 43.41% | 42.39% | 42.96% | 46.22% | 44.05% | 41.53% | 37.21% | 29.68% | -1,655 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |