New Orleans, LA · Charter 62258
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
34
Asset Quality
10
Profitability
15
Liquidity
0
Efficiency
3
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 62258
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.05% | -0.73% | -1.80% | -3.25% | -2.76% | -3.22% | -8.04% | -5.67% | -243 bps | |
| Return on Equity | -6.75% | -4.68% | -11.74% | -19.78% | -17.38% | -22.11% | -59.09% | -44.37% | -2,459 bps | |
| Net Interest Margin | 4.51% | 4.70% | 4.86% | 4.89% | 5.23% | 5.19% | 4.54% | 4.34% | -54 bps | |
| Efficiency Ratio | 122.23% | 114.57% | 129.76% | 156.93% | 146.96% | 156.28% | 262% | 216% | +5,957 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.65% | 5.05% | 11.85% | -1.81% | -13.03% | -12.10% | -17.20% | -5.43% | -362 bps | |
| Loan Growth (YoY) | 25.76% | 10.94% | 9.13% | -5.44% | -11.12% | -14.45% | -27.13% | -34.95% | -2,950 bps | |
| Share Growth (YoY) | 5.59% | 7.81% | 16.36% | -1.95% | -12.39% | -12.69% | -15.87% | 1.33% | +328 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.82% | 0.52% | 0.06% | 2.83% | 0.50% | 1.58% | 2.95% | 5.01% | +218 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.68% | 3.83% | 3.57% | 3.92% | 3.86% | 4.07% | 3.17% | 3.56% | -36 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.61% | 15.66% | 15.33% | 16.41% | 15.85% | 14.59% | 13.60% | 12.78% | -363 bps | |
| Net Worth / Assets | 15.61% | 15.66% | 15.33% | 16.41% | 15.85% | 14.59% | 13.60% | 12.78% | -363 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 43.41% | 42.39% | 42.96% | 46.22% | 44.05% | 41.53% | 37.21% | 29.68% | -1,655 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 62258 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 1 branch
Q2 2026
Return on Assets
-5.68%
Rank 28 of 29
Net Interest Margin
4.32%
Rank 18 of 29
Efficiency Ratio
218%
Rank 29 of 29
Equity / Assets
12.79%
Rank 19 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -5.68% | -0.27% | 0.39% | 0.68% | Beats 3% | 28 / 29 | ||
| Return on Equity | -44.44% | 0.64% | 2.28% | 5.24% | Beats 4% | 27 / 28 | ||
| Net Interest Margin | 4.32% | 3.88% | 4.49% | 4.89% | Beats 38% | 18 / 29 | ||
| Efficiency Ratio | 218% | 77.78% | 86.62% | 97.23% | Beats 3% | 29 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 4.98% | 0.22% | 1.19% | 2.21% | Beats 10% | 27 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.79% | 11.89% | 14.07% | 21.10% | Beats 34% | 19 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.79% | 11.89% | 14.07% | 21.10% | Beats 34% | 19 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 29.67% | 45.57% | 67.88% | 82.54% | 7th pctl | 27 / 29 | ||
| Loans / Assets | 25.79% | 34.60% | 52.32% | 69.33% | 7th pctl | 27 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||