Taylor, MI · Charter 62245
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.67% | 1.80% | 1.66% | 2.13% | 2.04% | +37 bps | |
| Return on Equity | 11.75% | 12.23% | 11.19% | 14.23% | 13.37% | +162 bps | |
| Net Interest Margin | 3.99% | 4.04% | 4.05% | 3.96% | 3.99% | 0 bps | |
| Efficiency Ratio | 65.50% | 62.79% | 62.72% | 61.71% | 61.99% | -350 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.85% | 5.29% | 5.95% | 5.29% | 5.40% | +255 bps | |
| Loan Growth (YoY) | -3.11% | -3.63% | -5.09% | -2.01% | -6.09% | -298 bps | |
| Share Growth (YoY) | 0.41% | 3.29% | 3.46% | 3.05% | 3.87% | +346 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.15% | 1.18% | 0.74% | 0.70% | 0.36% | -79 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.24% | 14.70% | 14.88% | 14.99% | 15.29% | +105 bps | |
| Net Worth / Assets | 14.24% | 14.70% | 14.88% | 14.99% | 15.29% | +105 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 51.36% | 50.08% | 47.57% | 46.15% | 46.44% | -492 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |