Total Community
Taylor, MI · Charter 62245 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 2 branches
Q2 2026
$111.3MAssets
$43.6MLoans
$93.9MShares
$17.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 2 of 38).
- Widest gap: net interest margin trails 34% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 13 of 38).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.04%
Rank 2 of 38
Net Interest Margin
3.99%
Rank 13 of 38
Efficiency Ratio
61.99%
Rank 4 of 38
Equity / Assets
15.29%
Rank 10 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.04% | 0.49% | 0.78% | 1.16% | Beats 95% | 2 / 38 | |
| Return on Equity | 13.37% | 3.91% | 6.52% | 8.43% | Beats 92% | 3 / 38 | |
| Net Interest Margin | 3.99% | 3.41% | 3.65% | 4.18% | Beats 66% | 13 / 38 | |
| Efficiency Ratio | 61.99% | 72.88% | 78.35% | 82.40% | Beats 92% | 4 / 38 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.36% | 0.84% | 1.47% | Beats 79% | 9 / 38 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.29% | 11.22% | 12.45% | 15.29% | Beats 74% | 10 / 38 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.29% | 11.22% | 12.45% | 15.29% | Beats 74% | 10 / 38 | |
| Liquidity & Funding |
| Loans / Deposits | 46.44% | 38.40% | 54.78% | 75.62% | 37th pctl | 24 / 38 | |
| Loans / Assets | 39.16% | 32.99% | 45.72% | 63.66% | 32nd pctl | 26 / 38 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |