Lincoln Park Community
Lincoln Park, MI · Charter 61701 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 1 branch
Q2 2026
$63.4MAssets
$7.5MLoans
$55.8MShares
$11.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 4 of 38).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 36 of 38).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.70%
Rank 22 of 38
Net Interest Margin
2.63%
Rank 36 of 38
Efficiency Ratio
76.15%
Rank 16 of 38
Equity / Assets
18.00%
Rank 4 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.49% | 0.78% | 1.16% | Beats 42% | 22 / 38 | | |
| Return on Equity | 3.91% | 3.91% | 6.52% | 8.43% | Beats 24% | 29 / 38 | | |
| Net Interest Margin | 2.63% | 3.41% | 3.65% | 4.18% | Beats 5% | 36 / 38 | | |
| Efficiency Ratio | 76.15% | 72.88% | 78.35% | 82.40% | Beats 61% | 16 / 38 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.27% | 0.36% | 0.84% | 1.47% | Beats 87% | 6 / 38 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.00% | 11.22% | 12.45% | 15.29% | Beats 89% | 4 / 38 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.00% | 11.22% | 12.45% | 15.29% | Beats 89% | 4 / 38 | | |
| Liquidity & Funding |
| Loans / Deposits | 13.40% | 38.40% | 54.78% | 75.62% | 3rd pctl | 37 / 38 | | |
| Loans / Assets | 11.79% | 32.99% | 45.72% | 63.66% | 3rd pctl | 37 / 38 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |