Chicago, IL · Charter 61643
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.55% | 0.50% | 0.47% | 0.50% | +10 bps | |
| Return on Equity | 3.73% | 4.92% | 4.33% | 4.13% | 4.41% | +68 bps | |
| Net Interest Margin | 2.93% | 3.11% | 3.20% | 3.13% | 3.14% | +20 bps | |
| Efficiency Ratio | 82.84% | 80.12% | 80.50% | 81.67% | 80.88% | -196 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.25% | 3.92% | 1.83% | 0.38% | -1.32% | -658 bps | |
| Loan Growth (YoY) | -4.65% | -2.47% | -5.75% | -3.74% | -2.70% | +195 bps | |
| Share Growth (YoY) | 5.87% | 3.86% | 1.56% | -0.14% | -2.08% | -795 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.38% | 0.57% | 0.55% | 0.85% | 0.85% | -52 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.62% | 11.19% | 11.56% | 11.28% | 11.28% | +67 bps | |
| Net Worth / Assets | 10.62% | 11.19% | 11.56% | 11.28% | 11.28% | +67 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 49.54% | 52.21% | 53.38% | 50.13% | 49.22% | -32 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |