Planites
Chicago, IL · Charter 61643 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$39.8MAssets
$17.3MLoans
$35.1MShares
$4.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 60% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 38 of 95).
- Widest gap: equity / assets trails 79% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 76 of 96).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.50%
Rank 43 of 96
Net Interest Margin
3.14%
Rank 68 of 96
Efficiency Ratio
80.88%
Rank 47 of 96
Equity / Assets
11.28%
Rank 76 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | -0.02% | 0.42% | 1.03% | Beats 55% | 43 / 96 | |
| Return on Equity | 4.41% | -0.11% | 2.94% | 6.89% | Beats 60% | 38 / 95 | |
| Net Interest Margin | 3.14% | 3.01% | 3.57% | 4.27% | Beats 29% | 68 / 96 | |
| Efficiency Ratio | 80.88% | 73.45% | 82.91% | 96.61% | Beats 52% | 47 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.08% | 0.86% | 1.63% | Beats 51% | 47 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.28% | 11.79% | 15.23% | 18.93% | Beats 21% | 76 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.28% | 11.79% | 15.23% | 18.93% | Beats 21% | 76 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 49.23% | 32.14% | 50.03% | 67.81% | 46th pctl | 52 / 96 | |
| Loans / Assets | 43.43% | 23.12% | 42.50% | 56.24% | 54th pctl | 44 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |