Abbeville, LA · Charter 61540
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.63% | 0.78% | 0.22% | 0.45% | 0.67% | +4 bps | |
| Return on Equity | 4.07% | 4.95% | 1.44% | 2.97% | 4.28% | +21 bps | |
| Net Interest Margin | 2.95% | 2.80% | 2.79% | 2.77% | 2.66% | -28 bps | |
| Efficiency Ratio | 79.76% | 73.86% | 85.42% | 84.46% | 76.17% | -359 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.32% | -1.61% | -1.36% | 1.77% | 1.00% | +332 bps | |
| Loan Growth (YoY) | 16.32% | 10.55% | 9.05% | 6.47% | 1.89% | -1,443 bps | |
| Share Growth (YoY) | -4.04% | -1.54% | -0.32% | 2.30% | 1.07% | +511 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.70% | 2.46% | 2.04% | 2.39% | 2.81% | +110 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.54% | 1.51% | 1.85% | 1.86% | 1.32% | -22 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.48% | 15.71% | 15.50% | 15.29% | 15.56% | +9 bps | |
| Net Worth / Assets | 15.48% | 15.71% | 15.50% | 15.29% | 15.56% | +9 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 75.38% | 77.14% | 75.64% | 74.57% | 75.99% | +61 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |