Vermilion Employees
Abbeville, LA · Charter 61540 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$14.6MAssets
$9.2MLoans
$12.2MShares
$2.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 77% of credit unions under $1B in assets in LA (rank 14 of 56).
- Widest gap: net interest margin trails 95% of credit unions under $1B in assets in LA (rank 54 of 57).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.67%
Rank 25 of 57
Net Interest Margin
2.65%
Rank 54 of 57
Efficiency Ratio
76.47%
Rank 14 of 56
Equity / Assets
15.56%
Rank 28 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.18% | 0.61% | 1.03% | Beats 56% | 25 / 57 | |
| Return on Equity | 4.31% | 0.88% | 3.71% | 5.62% | Beats 58% | 24 / 57 | |
| Net Interest Margin | 2.65% | 3.51% | 3.94% | 4.60% | Beats 5% | 54 / 57 | |
| Efficiency Ratio | 76.47% | 76.49% | 84.29% | 92.65% | Beats 77% | 14 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.80% | 0.35% | 1.18% | 2.04% | Beats 14% | 50 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.56% | 11.86% | 15.46% | 23.44% | Beats 51% | 28 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.56% | 11.86% | 15.46% | 23.44% | Beats 51% | 28 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 75.99% | 55.77% | 71.07% | 79.18% | 68th pctl | 18 / 57 | |
| Loans / Assets | 63.24% | 44.60% | 59.45% | 67.17% | 61st pctl | 22 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |