One Detroit
Detroit, MI · Charter 61495 · Peer group: credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (n=38)
NCUA · 4 branches
Q2 2026
$61.8MAssets
$37.7MLoans
$46.0MShares
$13.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 1 of 38).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Detroit-Warren-Dearborn, MI area (rank 38 of 38).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-1.62%
Rank 38 of 38
Net Interest Margin
6.67%
Rank 1 of 38
Efficiency Ratio
99.86%
Rank 37 of 38
Equity / Assets
22.42%
Rank 2 of 38
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.62% | 0.49% | 0.78% | 1.16% | Beats 0% | 38 / 38 | | |
| Return on Equity | -7.21% | 3.91% | 6.52% | 8.43% | Beats 0% | 38 / 38 | | |
| Net Interest Margin | 6.67% | 3.41% | 3.65% | 4.18% | Beats 97% | 1 / 38 | | |
| Efficiency Ratio | 99.86% | 72.88% | 78.35% | 82.40% | Beats 5% | 37 / 38 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.98% | 0.36% | 0.84% | 1.47% | Beats 11% | 35 / 38 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.42% | 11.22% | 12.45% | 15.29% | Beats 95% | 2 / 38 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.42% | 11.22% | 12.45% | 15.29% | Beats 95% | 2 / 38 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.08% | 38.40% | 54.78% | 75.62% | 84th pctl | 6 / 38 | | |
| Loans / Assets | 61.07% | 32.99% | 45.72% | 63.66% | 66th pctl | 13 / 38 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |