Newport News Shipbuilding Employees
Newport News, VA · Charter 61330 · Peer group: credit unions $1B-$10B in assets (n=422)
NCUA · 30 branches
Q2 2025
$2.7BAssets
$2.1BLoans
$2.3BShares
$288.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions $1B-$10B in assets (rank 40 of 422).
- Widest gap: nonperforming loans / loans trails 54% of credit unions $1B-$10B in assets (rank 230 of 422).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.62%
Rank 223 of 422
Net Interest Margin
3.99%
Rank 40 of 422
Efficiency Ratio
71.91%
Rank 186 of 422
Equity / Assets
10.84%
Rank 196 of 422
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.39% | 0.66% | 0.99% | Beats 47% | 223 / 422 | | |
| Return on Equity | 5.75% | 3.75% | 6.19% | 8.88% | Beats 46% | 229 / 422 | | |
| Net Interest Margin | 3.99% | 2.80% | 3.18% | 3.56% | Beats 91% | 40 / 422 | | |
| Efficiency Ratio | 71.91% | 66.02% | 73.73% | 79.77% | Beats 56% | 186 / 422 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.41% | 0.65% | 0.96% | Beats 46% | 230 / 422 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.84% | 9.57% | 10.71% | 12.29% | Beats 54% | 196 / 422 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.84% | 9.57% | 10.71% | 12.29% | Beats 54% | 196 / 422 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.39% | 77.28% | 88.92% | 95.75% | 73rd pctl | 113 / 422 | | |
| Loans / Assets | 80.66% | 67.37% | 74.65% | 80.53% | 76th pctl | 103 / 422 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |