Burbank, IL · Charter 61056
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.59% | 0.63% | 0.49% | 0.58% | 0.60% | 0.26% | 0.02% | 0.16% | -42 bps | |
| Return on Equity | 6.18% | 5.83% | 4.50% | 4.93% | 4.78% | 1.95% | 0.14% | 1.14% | -380 bps | |
| Net Interest Margin | 3.17% | 3.48% | 3.54% | 3.67% | 3.82% | 3.82% | 3.37% | 3.83% | +17 bps | |
| Efficiency Ratio | 81.49% | 82.06% | 86.22% | 84.25% | 84.34% | 93.32% | 99.48% | 95.81% | +1,156 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.20% | -11.18% | -10.58% | -18.68% | -20.33% | -16.59% | -13.74% | -17.35% | +133 bps | |
| Loan Growth (YoY) | -26.19% | -31.52% | -27.54% | -31.51% | -29.15% | -27.83% | -17.62% | 1.29% | +3,280 bps | |
| Share Growth (YoY) | -2.98% | -12.91% | -12.23% | -21.16% | -23.02% | -18.86% | -15.53% | -19.68% | +149 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.57% | +457 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.32% | 0.34% | 0.36% | 0.41% | 0.45% | 0.47% | 0.44% | 0.41% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.51% | 10.73% | 10.87% | 11.74% | 12.54% | 13.12% | 12.71% | 14.21% | +247 bps | |
| Net Worth / Assets | 9.51% | 10.73% | 10.87% | 11.74% | 12.54% | 13.12% | 12.71% | 14.21% | +247 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.46% | 45.29% | 42.30% | 40.28% | 39.08% | 40.28% | 41.26% | 50.79% | +1,051 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |