Burbank, IL · Charter 61056
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93 to 96). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
43
Asset Quality
10
Profitability
44
Liquidity
97
Efficiency
31
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burbank, IL · Charter 61056
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.59% | 0.63% | 0.49% | 0.58% | 0.60% | 0.26% | 0.02% | 0.16% | -42 bps | |
| Return on Equity | 6.18% | 5.83% | 4.50% | 4.93% | 4.78% | 1.95% | 0.14% | 1.14% | -380 bps | |
| Net Interest Margin | 3.17% | 3.48% | 3.54% | 3.67% | 3.82% | 3.82% | 3.37% | 3.83% | +17 bps | |
| Efficiency Ratio | 81.49% | 82.06% | 86.22% | 84.25% | 84.34% | 93.32% | 99.48% | 95.81% | +1,156 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.20% | -11.18% | -10.58% | -18.68% | -20.33% | -16.59% | -13.74% | -17.35% | +133 bps | |
| Loan Growth (YoY) | -26.19% | -31.52% | -27.54% | -31.51% | -29.15% | -27.83% | -17.62% | 1.29% | +3,280 bps | |
| Share Growth (YoY) | -2.98% | -12.91% | -12.23% | -21.16% | -23.02% | -18.86% | -15.53% | -19.68% | +149 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 4.57% | +457 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.32% | 0.34% | 0.36% | 0.41% | 0.45% | 0.47% | 0.44% | 0.41% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.51% | 10.73% | 10.87% | 11.74% | 12.54% | 13.12% | 12.71% | 14.21% | +247 bps | |
| Net Worth / Assets | 9.51% | 10.73% | 10.87% | 11.74% | 12.54% | 13.12% | 12.71% | 14.21% | +247 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.46% | 45.29% | 42.30% | 40.28% | 39.08% | 40.28% | 41.26% | 50.79% | +1,051 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burbank, IL · Charter 61056 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
Return on Assets
0.24%
Rank 63 of 96
Net Interest Margin
4.00%
Rank 34 of 96
Efficiency Ratio
94.12%
Rank 67 of 96
Equity / Assets
14.24%
Rank 55 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.24% | -0.02% | 0.42% | 1.03% | Beats 34% | 63 / 96 | ||
| Return on Equity | 1.65% | -0.11% | 2.94% | 6.89% | Beats 34% | 63 / 95 | ||
| Net Interest Margin | 4.00% | 3.01% | 3.57% | 4.27% | Beats 64% | 34 / 96 | ||
| Efficiency Ratio | 94.12% | 73.45% | 82.91% | 96.61% | Beats 31% | 67 / 96 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 4.59% | 0.08% | 0.86% | 1.63% | Beats 10% | 85 / 93 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.24% | 11.79% | 15.23% | 18.93% | Beats 43% | 55 / 96 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.24% | 11.79% | 15.23% | 18.93% | Beats 43% | 55 / 96 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 50.82% | 32.14% | 50.03% | 67.81% | 53rd pctl | 45 / 96 | ||
| Loans / Assets | 43.53% | 23.12% | 42.50% | 56.24% | 55th pctl | 43 / 96 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||