Hershey
Hummelstown, PA · Charter 6095 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 3 branches
Q2 2026
$125.8MAssets
$105.4MLoans
$113.4MShares
$11.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 71% of credit unions under $1B in assets in PA (rank 21 of 72).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets in PA (rank 64 of 72).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.64%
Rank 51 of 72
Net Interest Margin
4.07%
Rank 21 of 72
Efficiency Ratio
83.12%
Rank 58 of 72
Equity / Assets
9.42%
Rank 64 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.59% | 1.06% | 1.40% | Beats 29% | 51 / 72 | |
| Return on Equity | 6.80% | 5.27% | 7.11% | 9.91% | Beats 44% | 40 / 72 | |
| Net Interest Margin | 4.07% | 3.09% | 3.57% | 4.10% | Beats 71% | 21 / 72 | |
| Efficiency Ratio | 83.12% | 64.37% | 73.67% | 81.63% | Beats 21% | 58 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.20% | 0.58% | 1.09% | Beats 50% | 37 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.42% | 10.74% | 12.96% | 16.84% | Beats 11% | 64 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.42% | 10.74% | 12.96% | 16.84% | Beats 11% | 64 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 92.98% | 34.39% | 52.54% | 65.98% | 99th pctl | 1 / 72 | |
| Loans / Assets | 83.80% | 30.23% | 45.37% | 57.67% | 99th pctl | 1 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |