Moundridge, KS · Charter 60906
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.02% | 0.25% | 0.79% | 0.78% | 0.96% | 1.00% | -5.07% | 0.63% | -15 bps | |
| Return on Equity | 0.28% | 2.88% | 8.97% | 8.49% | 10.77% | 11.11% | -65.00% | 6.74% | -175 bps | |
| Net Interest Margin | 3.51% | 3.66% | 3.74% | 3.82% | 3.77% | 3.75% | 4.15% | 4.14% | +32 bps | |
| Efficiency Ratio | 73.90% | 75.36% | 73.78% | 78.55% | 75.56% | 73.41% | 73.73% | 73.65% | -490 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.50% | -5.16% | -3.65% | -1.20% | 3.32% | 8.15% | 7.10% | 9.98% | +1,118 bps | |
| Loan Growth (YoY) | -2.35% | -0.78% | 0.71% | -0.33% | -2.11% | -6.46% | -6.96% | -9.85% | -952 bps | |
| Share Growth (YoY) | -2.75% | -3.33% | -2.41% | 0.15% | 4.98% | 6.96% | 7.80% | 9.40% | +924 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.55% | 2.08% | 2.45% | 3.35% | 1.77% | 1.84% | 0.83% | 2.34% | -101 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.28% | 8.62% | 8.84% | 9.24% | 8.95% | 8.96% | 7.80% | 9.35% | +11 bps | |
| Net Worth / Assets | 8.28% | 8.62% | 8.84% | 9.24% | 8.95% | 8.96% | 7.80% | 9.35% | +11 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.11% | 84.68% | 84.77% | 86.75% | 79.37% | 74.06% | 73.16% | 71.49% | -1,526 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |