Mid-Kansas
Moundridge, KS · Charter 60906 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$84.0MAssets
$54.8MLoans
$76.7MShares
$7.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets (rank 563 of 1683).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets (rank 1496 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.63%
Rank 973 of 1,683
Net Interest Margin
4.14%
Rank 563 of 1,683
Efficiency Ratio
73.64%
Rank 623 of 1,682
Equity / Assets
9.35%
Rank 1,461 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.35% | 0.74% | 1.18% | Beats 42% | 973 / 1,683 | | |
| Return on Equity | 6.75% | 2.67% | 5.89% | 8.74% | Beats 58% | 703 / 1,681 | | |
| Net Interest Margin | 4.14% | 3.31% | 3.82% | 4.32% | Beats 67% | 563 / 1,683 | | |
| Efficiency Ratio | 73.64% | 68.91% | 78.20% | 86.93% | Beats 63% | 623 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.34% | 0.26% | 0.65% | 1.29% | Beats 11% | 1,496 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.35% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,461 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.35% | 10.44% | 12.89% | 16.53% | Beats 13% | 1,461 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.49% | 52.61% | 69.38% | 83.50% | 54th pctl | 775 / 1,683 | | |
| Loans / Assets | 65.24% | 44.71% | 59.18% | 70.72% | 63rd pctl | 624 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |