Moline, IL · Charter 60855
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.71% | 0.23% | 0.09% | 0.87% | 0.39% | 1.10% | 0.61% | 1.93% | +106 bps | |
| Return on Equity | 4.28% | 1.38% | 0.57% | 5.35% | 2.48% | 6.85% | 3.65% | 11.06% | +571 bps | |
| Net Interest Margin | 3.96% | 4.00% | 4.16% | 4.16% | 4.20% | 4.24% | 4.52% | 4.77% | +60 bps | |
| Efficiency Ratio | 74.04% | 76.17% | 77.10% | 69.29% | 68.30% | 68.07% | 70.17% | 67.68% | -161 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.96% | -4.16% | 0.26% | 6.34% | 10.80% | 11.46% | 8.92% | 2.72% | -361 bps | |
| Loan Growth (YoY) | 2.60% | 1.86% | 3.73% | 1.44% | -2.77% | -1.50% | -2.90% | 4.57% | +313 bps | |
| Share Growth (YoY) | -9.52% | -5.70% | -0.37% | 6.68% | 11.75% | 12.27% | 8.40% | 1.09% | -558 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.03% | 0.16% | 0.89% | 1.28% | 0.19% | 0.15% | 0.55% | -33 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.70% | 16.74% | 16.30% | 16.33% | 15.83% | 16.04% | 16.58% | 17.49% | +116 bps | |
| Net Worth / Assets | 16.70% | 16.74% | 16.30% | 16.33% | 15.83% | 16.04% | 16.58% | 17.49% | +116 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.35% | 66.36% | 63.30% | 61.64% | 58.61% | 58.22% | 56.71% | 63.76% | +212 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |