Kone Employees
Moline, IL · Charter 60855 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$20.7MAssets
$10.9MLoans
$17.1MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 92% of credit unions under $1B in assets in IL (rank 4 of 50).
- Widest gap: nonperforming loans / loans trails 56% of credit unions under $1B in assets in IL (rank 29 of 50).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.93%
Rank 4 of 50
Net Interest Margin
4.77%
Rank 7 of 50
Efficiency Ratio
67.78%
Rank 16 of 50
Equity / Assets
17.49%
Rank 10 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.93% | 0.49% | 0.97% | 1.35% | Beats 92% | 4 / 50 | | |
| Return on Equity | 11.03% | 3.76% | 7.55% | 10.28% | Beats 84% | 8 / 50 | | |
| Net Interest Margin | 4.77% | 3.15% | 3.72% | 4.20% | Beats 86% | 7 / 50 | | |
| Efficiency Ratio | 67.78% | 67.18% | 75.90% | 80.66% | Beats 70% | 16 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.55% | 0.14% | 0.47% | 0.87% | Beats 44% | 29 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.49% | 10.68% | 13.50% | 16.38% | Beats 80% | 10 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.49% | 10.68% | 13.50% | 16.38% | Beats 80% | 10 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 63.77% | 55.23% | 70.87% | 80.60% | 40th pctl | 30 / 50 | | |
| Loans / Assets | 52.57% | 43.53% | 60.64% | 68.47% | 34th pctl | 33 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |