Moncks Corner, SC · Charter 60745
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.62% | 1.68% | 1.66% | 1.30% | 1.28% | -35 bps | |
| Return on Equity | 10.60% | 10.70% | 10.73% | 8.59% | 8.51% | -209 bps | |
| Net Interest Margin | 4.25% | 4.37% | 4.29% | 4.33% | 4.23% | -2 bps | |
| Efficiency Ratio | 69.92% | 70.08% | 69.71% | 71.68% | 73.00% | +307 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.95% | 7.80% | 14.43% | 14.57% | 13.13% | +818 bps | |
| Loan Growth (YoY) | 7.21% | 8.69% | 10.57% | 12.09% | 10.94% | +372 bps | |
| Share Growth (YoY) | 3.41% | 7.05% | 15.98% | 15.92% | 13.48% | +1,007 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.87% | 0.54% | 0.89% | 0.69% | 0.97% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.32% | 15.69% | 15.46% | 15.16% | 15.01% | -32 bps | |
| Net Worth / Assets | 15.32% | 15.69% | 15.46% | 15.16% | 15.01% | -32 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 82.56% | 84.18% | 80.79% | 79.66% | 80.71% | -185 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |