Wichita, KS · Charter 60731
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.09% | 0.17% | 1.18% | 0.61% | 0.50% | 0.41% | 0.24% | 0.65% | +4 bps | |
| Return on Equity | -0.96% | 1.76% | 12.26% | 5.91% | 5.50% | 4.42% | 2.70% | 7.13% | +122 bps | |
| Net Interest Margin | 5.01% | 5.01% | 5.54% | 6.11% | 5.45% | 5.43% | 5.11% | 5.18% | -92 bps | |
| Efficiency Ratio | 100.43% | 96.01% | 74.70% | 73.52% | 77.28% | 78.76% | 83.92% | 82.87% | +935 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.05% | 8.83% | 8.68% | 1.06% | 15.44% | 11.99% | 11.83% | 19.17% | +1,812 bps | |
| Loan Growth (YoY) | 11.75% | 10.36% | 9.22% | 8.98% | 8.91% | 6.97% | 5.63% | 3.14% | -583 bps | |
| Share Growth (YoY) | 4.93% | 10.38% | 8.94% | 0.46% | 16.57% | 12.87% | 12.86% | 20.86% | +2,040 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.59% | 0.76% | 0.25% | 0.36% | 2.42% | 2.12% | 0.23% | 0.50% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.85% | 9.82% | 9.63% | 10.33% | 9.13% | 9.17% | 8.79% | 9.13% | -120 bps | |
| Net Worth / Assets | 9.85% | 9.82% | 9.63% | 10.33% | 9.13% | 9.17% | 8.79% | 9.13% | -120 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 86.00% | 85.20% | 80.58% | 90.23% | 80.36% | 80.75% | 75.42% | 77.01% | -1,322 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |