PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Campus

Wichita, KS · Charter 60731

NCUA · 1 branch

Q2 2026

$41.1MAssets
$28.6MLoans
$37.1MShares
$3.8MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.65%, up 4 bps year over year; NIM at 5.18%.
  • Asset quality: problem loans at 0.50% of loans (+14 bps YoY).
  • Capital: net worth / assets of 9.13%, down 120 bps from a year ago.
  • Funding: loans stand at 77.01% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.65%+4 bps YoY

Net Interest Margin (YTD, annualized)

5.18%-92 bps YoY

Efficiency Ratio (YTD, annualized)

82.87%+935 bps YoY

Net Worth / Assets

9.13%-120 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.61%0.50%0.41%0.24%0.65%+4 bps
Return on Equity5.91%5.50%4.42%2.70%7.13%+122 bps
Net Interest Margin6.11%5.45%5.43%5.11%5.18%-92 bps
Efficiency Ratio73.52%77.28%78.76%83.92%82.87%+935 bps
Growth
Asset Growth (YoY)1.06%15.44%11.99%11.83%19.17%+1,812 bps
Loan Growth (YoY)8.98%8.91%6.97%5.63%3.14%-583 bps
Share Growth (YoY)0.46%16.57%12.87%12.86%20.86%+2,040 bps
Asset Quality
Delinquent Loans / Loans0.36%2.42%2.12%0.23%0.50%+14 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.33%9.13%9.17%8.79%9.13%-120 bps
Net Worth / Assets10.33%9.13%9.17%8.79%9.13%-120 bps
Liquidity & Funding
Loans / Shares90.23%80.36%80.75%75.42%77.01%-1,322 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps