Landmark
Danville, IL · Charter 60532 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$119.1MAssets
$44.3MLoans
$105.9MShares
$11.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 59% of credit unions under $1B in assets (rank 688 of 1682).
- Widest gap: efficiency ratio trails 85% of credit unions under $1B in assets (rank 1439 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.23%
Rank 1,363 of 1,683
Net Interest Margin
3.45%
Rank 1,159 of 1,683
Efficiency Ratio
92.12%
Rank 1,439 of 1,682
Equity / Assets
9.93%
Rank 1,361 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.23% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,363 / 1,683 | | |
| Return on Equity | 2.33% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,306 / 1,681 | | |
| Net Interest Margin | 3.45% | 3.31% | 3.82% | 4.32% | Beats 31% | 1,159 / 1,683 | | |
| Efficiency Ratio | 92.12% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,439 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.26% | 0.65% | 1.29% | Beats 59% | 688 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.93% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,361 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.93% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,361 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 41.77% | 52.61% | 69.38% | 83.50% | 13th pctl | 1,471 / 1,683 | | |
| Loans / Assets | 37.15% | 44.71% | 59.18% | 70.72% | 16th pctl | 1,421 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |