Nashville, TN · Charter 60483
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.30% | 1.47% | 1.60% | 1.83% | 1.28% | -2 bps | |
| Return on Equity | 7.74% | 8.34% | 8.59% | 9.92% | 7.02% | -72 bps | |
| Net Interest Margin | 3.95% | 4.14% | 4.31% | 5.06% | 4.09% | +14 bps | |
| Efficiency Ratio | 69.55% | 67.42% | 65.53% | 61.58% | 69.24% | -31 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.60% | -0.17% | -7.01% | -4.90% | 0.25% | -835 bps | |
| Loan Growth (YoY) | 1.34% | 0.87% | -0.63% | 0.62% | -2.05% | -339 bps | |
| Share Growth (YoY) | 8.61% | -1.97% | -10.30% | -7.44% | -1.41% | -1,001 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.97% | 1.27% | 0.57% | 0.11% | 1.19% | +23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.74% | 17.65% | 18.63% | 18.43% | 18.20% | +146 bps | |
| Net Worth / Assets | 16.74% | 17.65% | 18.63% | 18.43% | 18.20% | +146 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.23% | 87.54% | 90.20% | 87.29% | 83.67% | -55 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |