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Nashville Firemen's

Nashville, TN · Charter 60483

NCUA · 1 branch

Q2 2026

$39.2MAssets
$26.6MLoans
$31.7MShares
$7.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.28%, down 2 bps year over year; NIM at 4.09%.
  • Asset quality: problem loans at 1.19% of loans (+23 bps YoY).
  • Capital: net worth / assets of 18.20%, up 146 bps from a year ago.
  • Funding: loans stand at 83.67% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.28%-2 bps YoY

Net Interest Margin (YTD, annualized)

4.09%+14 bps YoY

Efficiency Ratio (YTD, annualized)

69.24%-31 bps YoY

Net Worth / Assets

18.20%+146 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.30%1.47%1.60%1.83%1.28%-2 bps
Return on Equity7.74%8.34%8.59%9.92%7.02%-72 bps
Net Interest Margin3.95%4.14%4.31%5.06%4.09%+14 bps
Efficiency Ratio69.55%67.42%65.53%61.58%69.24%-31 bps
Growth
Asset Growth (YoY)8.60%-0.17%-7.01%-4.90%0.25%-835 bps
Loan Growth (YoY)1.34%0.87%-0.63%0.62%-2.05%-339 bps
Share Growth (YoY)8.61%-1.97%-10.30%-7.44%-1.41%-1,001 bps
Asset Quality
Delinquent Loans / Loans0.97%1.27%0.57%0.11%1.19%+23 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.74%17.65%18.63%18.43%18.20%+146 bps
Net Worth / Assets16.74%17.65%18.63%18.43%18.20%+146 bps
Liquidity & Funding
Loans / Shares84.23%87.54%90.20%87.29%83.67%-55 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps