Wethersfield, CT · Charter 60457
NCUA · 8 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.88% | 0.58% | 0.76% | 0.79% | 0.87% | 0.97% | 0.96% | 1.01% | +21 bps | |
| Return on Equity | 8.38% | 5.70% | 7.58% | 7.89% | 8.39% | 9.31% | 9.26% | 9.56% | +167 bps | |
| Net Interest Margin | 2.65% | 2.28% | 2.64% | 2.73% | 2.85% | 2.85% | 2.97% | 3.06% | +33 bps | |
| Efficiency Ratio | 72.25% | 79.41% | 75.26% | 73.13% | 72.36% | 71.01% | 74.00% | 71.99% | -114 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.47% | 7.43% | 6.16% | 6.83% | 7.31% | 6.47% | 7.32% | 6.10% | -72 bps | |
| Loan Growth (YoY) | 4.39% | 3.25% | 2.28% | 5.88% | 11.74% | 13.23% | 15.07% | 20.21% | +1,433 bps | |
| Share Growth (YoY) | 5.21% | 6.95% | 5.69% | 6.44% | 7.07% | 6.39% | 7.02% | 5.55% | -89 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.14% | 0.14% | 0.40% | 0.33% | 0.17% | 0.16% | 0.12% | -28 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.51% | 10.09% | 10.07% | 10.07% | 10.38% | 10.45% | 10.38% | 10.55% | +48 bps | |
| Net Worth / Assets | 10.51% | 10.09% | 10.07% | 10.07% | 10.38% | 10.45% | 10.38% | 10.55% | +48 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 58.14% | 56.35% | 55.10% | 56.07% | 60.67% | 59.97% | 59.24% | 63.87% | +779 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |