PackageTrendsPeer
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Dutch Point

Wethersfield, CT · Charter 60457

NCUA · 8 branches

Q2 2026

$565.4MAssets
$319.2MLoans
$499.8MShares
$59.7MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.01%, up 21 bps year over year; NIM at 3.06%.
  • Asset quality: problem loans at 0.12% of loans (-28 bps YoY).
  • Capital: net worth / assets of 10.55%, up 48 bps from a year ago.
  • Funding: loans stand at 63.87% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.01%+21 bps YoY

Net Interest Margin (YTD, annualized)

3.06%+33 bps YoY

Efficiency Ratio (YTD, annualized)

71.99%-114 bps YoY

Net Worth / Assets

10.55%+48 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.79%0.87%0.97%0.96%1.01%+21 bps
Return on Equity7.89%8.39%9.31%9.26%9.56%+167 bps
Net Interest Margin2.73%2.85%2.85%2.97%3.06%+33 bps
Efficiency Ratio73.13%72.36%71.01%74.00%71.99%-114 bps
Growth
Asset Growth (YoY)6.83%7.31%6.47%7.32%6.10%-72 bps
Loan Growth (YoY)5.88%11.74%13.23%15.07%20.21%+1,433 bps
Share Growth (YoY)6.44%7.07%6.39%7.02%5.55%-89 bps
Asset Quality
Delinquent Loans / Loans0.40%0.33%0.17%0.16%0.12%-28 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.07%10.38%10.45%10.38%10.55%+48 bps
Net Worth / Assets10.07%10.38%10.45%10.38%10.55%+48 bps
Liquidity & Funding
Loans / Shares56.07%60.67%59.97%59.24%63.87%+779 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps