Topeka, KS · Charter 60295
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.81% | 0.81% | 0.66% | 0.68% | 0.68% | -13 bps | |
| Return on Equity | 4.61% | 4.44% | 3.62% | 3.86% | 3.78% | -83 bps | |
| Net Interest Margin | 3.10% | 3.15% | 3.13% | 3.20% | 3.27% | +17 bps | |
| Efficiency Ratio | 79.81% | 79.05% | 82.77% | 81.89% | 82.68% | +286 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.04% | 1.13% | 0.37% | 0.60% | 0.50% | -354 bps | |
| Loan Growth (YoY) | 3.15% | -3.27% | -5.07% | -6.59% | -6.59% | -975 bps | |
| Share Growth (YoY) | 4.46% | 1.14% | 0.89% | 0.94% | 0.58% | -389 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.86% | 0.76% | 0.89% | 0.20% | 0.10% | -76 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.60% | 18.30% | 18.21% | 17.61% | 18.09% | +49 bps | |
| Net Worth / Assets | 17.60% | 18.30% | 18.21% | 17.61% | 18.09% | +49 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 66.53% | 66.75% | 65.05% | 60.84% | 61.79% | -474 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |