Empower Blue
Topeka, KS · Charter 60295 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$55.1MAssets
$28.2MLoans
$45.6MShares
$10.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 86% of credit unions under $1B in assets (rank 235 of 1682).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets (rank 1299 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.68%
Rank 908 of 1,683
Net Interest Margin
3.26%
Rank 1,299 of 1,683
Efficiency Ratio
82.73%
Rank 1,070 of 1,682
Equity / Assets
18.09%
Rank 324 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.35% | 0.74% | 1.18% | Beats 46% | 908 / 1,683 | |
| Return on Equity | 3.77% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,121 / 1,681 | |
| Net Interest Margin | 3.26% | 3.31% | 3.82% | 4.32% | Beats 23% | 1,299 / 1,683 | |
| Efficiency Ratio | 82.73% | 68.91% | 78.20% | 86.93% | Beats 36% | 1,070 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.10% | 0.26% | 0.65% | 1.29% | Beats 86% | 235 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.09% | 10.44% | 12.89% | 16.53% | Beats 81% | 324 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.09% | 10.44% | 12.89% | 16.53% | Beats 81% | 324 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.79% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,056 / 1,683 | |
| Loans / Assets | 51.19% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,081 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |