Collegeville, PA · Charter 60215
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.09% | -0.08% | 0.94% | 0.97% | 0.97% | 0.76% | 0.65% | 0.70% | -27 bps | |
| Return on Equity | 1.09% | -1.20% | 16.15% | 15.25% | 13.64% | 11.34% | 9.74% | 10.05% | -520 bps | |
| Net Interest Margin | 3.85% | 3.95% | 3.62% | 3.92% | 4.26% | 4.14% | 3.92% | 3.95% | +3 bps | |
| Efficiency Ratio | 96.77% | 96.36% | 94.28% | 88.53% | 86.37% | 86.08% | 82.28% | 79.49% | -903 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.45% | -3.71% | 7.99% | 3.56% | -2.48% | 2.37% | -8.09% | -3.68% | -725 bps | |
| Loan Growth (YoY) | -4.90% | -7.76% | -9.50% | -9.22% | -9.19% | -8.50% | -9.95% | -9.24% | -2 bps | |
| Share Growth (YoY) | -3.41% | 0.29% | 11.43% | 4.27% | -1.29% | 3.48% | -9.36% | -2.72% | -699 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.72% | 0.49% | 0.42% | 0.15% | 0.20% | 0.12% | 0.21% | 1.66% | +150 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.36% | 6.33% | 5.81% | 6.39% | 7.09% | 6.67% | 6.71% | 6.96% | +57 bps | |
| Net Worth / Assets | 8.36% | 6.33% | 5.81% | 6.39% | 7.09% | 6.67% | 6.71% | 6.96% | +57 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.54% | 81.60% | 69.62% | 72.67% | 75.94% | 72.15% | 69.16% | 67.80% | -486 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |