Collegeville, PA · Charter 60215
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50 to 51). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
2
Asset Quality
28
Profitability
76
Liquidity
52
Efficiency
60
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Collegeville, PA · Charter 60215
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.09% | -0.08% | 0.94% | 0.97% | 0.97% | 0.76% | 0.65% | 0.70% | -27 bps | |
| Return on Equity | 1.09% | -1.20% | 16.15% | 15.25% | 13.64% | 11.34% | 9.74% | 10.05% | -520 bps | |
| Net Interest Margin | 3.85% | 3.95% | 3.62% | 3.92% | 4.26% | 4.14% | 3.92% | 3.95% | +3 bps | |
| Efficiency Ratio | 96.77% | 96.36% | 94.28% | 88.53% | 86.37% | 86.08% | 82.28% | 79.49% | -903 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.45% | -3.71% | 7.99% | 3.56% | -2.48% | 2.37% | -8.09% | -3.68% | -725 bps | |
| Loan Growth (YoY) | -4.90% | -7.76% | -9.50% | -9.22% | -9.19% | -8.50% | -9.95% | -9.24% | -2 bps | |
| Share Growth (YoY) | -3.41% | 0.29% | 11.43% | 4.27% | -1.29% | 3.48% | -9.36% | -2.72% | -699 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.72% | 0.49% | 0.42% | 0.15% | 0.20% | 0.12% | 0.21% | 1.66% | +150 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.36% | 6.33% | 5.81% | 6.39% | 7.09% | 6.67% | 6.71% | 6.96% | +57 bps | |
| Net Worth / Assets | 8.36% | 6.33% | 5.81% | 6.39% | 7.09% | 6.67% | 6.71% | 6.96% | +57 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 82.54% | 81.60% | 69.62% | 72.67% | 75.94% | 72.15% | 69.16% | 67.80% | -486 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Collegeville, PA · Charter 60215 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 3 branches
Q2 2026
Return on Assets
0.70%
Rank 15 of 51
Net Interest Margin
3.95%
Rank 15 of 51
Efficiency Ratio
79.48%
Rank 21 of 50
Equity / Assets
6.97%
Rank 50 of 51
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.70% | -0.05% | 0.48% | 0.90% | Beats 71% | 15 / 51 | ||
| Return on Equity | 10.06% | -0.58% | 4.00% | 6.90% | Beats 86% | 7 / 51 | ||
| Net Interest Margin | 3.95% | 2.96% | 3.44% | 3.98% | Beats 71% | 15 / 51 | ||
| Efficiency Ratio | 79.48% | 73.91% | 81.87% | 94.16% | Beats 60% | 21 / 50 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.66% | 0.19% | 0.96% | 1.83% | Beats 28% | 37 / 50 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 6.97% | 10.44% | 12.55% | 18.48% | Beats 2% | 50 / 51 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 6.97% | 10.44% | 12.55% | 18.48% | Beats 2% | 50 / 51 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 67.80% | 28.84% | 50.95% | 65.41% | 76th pctl | 12 / 51 | ||
| Loans / Assets | 64.63% | 20.51% | 39.58% | 57.94% | 82nd pctl | 9 / 51 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||