Canton, OH · Cert 59357
FDIC
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -2.34% | -5.12% | -3.97% | 13.57% | 13.07% | +1,541 bps | |
| Return on Equity | -2.43% | -5.39% | -4.25% | 14.99% | 14.56% | +1,699 bps | |
| Net Interest Margin | 2.60% | 2.32% | 2.16% | 1.67% | 1.68% | -92 bps | |
| Efficiency Ratio | 106.35% | 114.07% | 110.95% | 70.68% | 70.79% | -3,556 bps | |
| Non-Interest Burden | 4.84% | 6.99% | 5.58% | -11.84% | -10.76% | -1,560 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.48% | -1.71% | 41.46% | 41.81% | 36.91% | +3,939 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 98.10% | 94.21% | 90.83% | 94.99% | 90.40% | -770 bps | |
| Total Risk-Based Capital | 92.85% | 92.48% | 88.74% | 92.21% | 88.35% | -450 bps | |
| Equity / Assets | 92.85% | 92.48% | 88.74% | 92.21% | 88.35% | -450 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 56.31% | 32.80% | 48.57% | 45.75% | 42.70% | -1,360 bps | |
| CRE / Total Capital | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |