Preferred Legacy National Trust Bank, The
Canton, OH · Cert 59357 · Peer group: banks under $1B in assets in OH (n=71)
FDIC
Q2 2026
$11.5MAssets
$0KLoans
$0KDeposits
$10.1MEquity
Executive Summary
- Strongest standing: return on assets outperforms 96% of banks under $1B in assets in OH (rank 3 of 71).
- Widest gap: net interest margin trails 99% of banks under $1B in assets in OH (rank 70 of 71).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
12.15%
Rank 3 of 71
Net Interest Margin
1.68%
Rank 70 of 71
Efficiency Ratio
70.79%
Rank 37 of 71
Equity / Assets
88.35%
Rank 3 of 71
Non-interest income vs. expense
Favorable gap of $1.2M · efficiency ratio beats 49% of banks under $1B in assets in OH | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 12.15% | 0.62% | 1.02% | 1.39% | Beats 96% | 3 / 71 | |
| Return on Equity | 13.75% | 5.62% | 10.07% | 13.60% | Beats 77% | 16 / 71 | |
| Net Interest Margin | 1.68% | 2.93% | 3.56% | 4.07% | Beats 1% | 70 / 71 | |
| Efficiency Ratio | 70.79% | 55.94% | 70.77% | 78.80% | Beats 49% | 37 / 71 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 88.35% | 11.18% | 13.77% | 20.34% | Beats 96% | 3 / 71 | |
| Total Risk-Based Capital Ratio | 88.35% | 12.08% | 14.34% | 21.24% | Beats 96% | 3 / 71 | |
| Equity / Assets | 88.35% | 8.41% | 10.74% | 13.32% | Beats 96% | 3 / 71 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 55.33% | 65.58% | 72.51% | 0th pctl | 69 / 71 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |