Evermore Bank
Fort Lauderdale, FL · Cert 59306 · Peer group: banks under $1B in assets (n=570-617)
State charter, non-member · FDIC · 2 branches
Q2 2026
$316.9MAssets
$268.2MLoans
$269.1MDeposits
$42.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 78 of 570).
- Widest gap: return on equity trails 77% of banks under $1B in assets (rank 473 of 617).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.68%
Rank 440 of 617
Net Interest Margin
3.40%
Rank 354 of 617
Efficiency Ratio
62.02%
Rank 211 of 617
Equity / Assets
13.25%
Rank 170 of 617
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 66% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.60% | 1.01% | 1.45% | Beats 29% | 440 / 617 | | |
| Return on Equity | 5.11% | 5.30% | 9.43% | 13.30% | Beats 23% | 473 / 617 | | |
| Net Interest Margin | 3.40% | 3.04% | 3.54% | 4.05% | Beats 43% | 354 / 617 | | |
| Efficiency Ratio | 62.02% | 58.03% | 67.76% | 79.08% | Beats 66% | 211 / 617 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.48% | 1.27% | Beats 100% | 78 / 570 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 160 / 570 | | |
| Capital |
| Tier 1 Capital Ratio | 15.65% | 11.18% | 13.83% | 18.55% | Beats 63% | 229 / 617 | | |
| Total Risk-Based Capital Ratio | 16.83% | 11.56% | 14.39% | 19.39% | Beats 66% | 209 / 617 | | |
| Equity / Assets | 13.25% | 9.03% | 10.55% | 13.63% | Beats 72% | 170 / 617 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.65% | 64.77% | 79.70% | 93.06% | 86th pctl | 80 / 582 | | |
| Loans / Assets | 84.63% | 51.70% | 67.18% | 77.51% | 92nd pctl | 49 / 617 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |