Evermore Bank
Fort Lauderdale, FL · Cert 59306 · Peer group: banks under $1B in assets (n=573-620)
State charter, non-member · FDIC · 2 branches
Q2 2026
$316.9MAssets
$268.2MLoans
$269.1MDeposits
$42.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 573).
- Widest gap: return on equity trails 76% of banks under $1B in assets (rank 474 of 620).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.68%
Rank 440 of 620
Net Interest Margin
3.40%
Rank 350 of 620
Efficiency Ratio
62.02%
Rank 205 of 620
Equity / Assets
13.25%
Rank 171 of 620
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 67% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.60% | 1.00% | 1.45% | Beats 29% | 440 / 620 | |
| Return on Equity | 5.11% | 5.30% | 9.30% | 13.29% | Beats 24% | 474 / 620 | |
| Net Interest Margin | 3.40% | 3.02% | 3.53% | 4.04% | Beats 44% | 350 / 620 | |
| Efficiency Ratio | 62.02% | 58.35% | 68.08% | 79.37% | Beats 67% | 205 / 620 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.47% | 1.27% | Beats 100% | 81 / 573 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 162 / 573 | |
| Capital |
| Tier 1 Capital Ratio | 15.65% | 11.27% | 13.87% | 18.78% | Beats 63% | 232 / 620 | |
| Total Risk-Based Capital Ratio | 16.83% | 11.69% | 14.57% | 19.67% | Beats 65% | 214 / 620 | |
| Equity / Assets | 13.25% | 9.03% | 10.60% | 13.73% | Beats 72% | 171 / 620 | |
| Liquidity & Funding |
| Loans / Deposits | 99.65% | 65.08% | 79.69% | 92.47% | 86th pctl | 81 / 585 | |
| Loans / Assets | 84.63% | 51.85% | 67.17% | 77.86% | 92nd pctl | 49 / 620 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |