Evermore Bank
Fort Lauderdale, FL · Cert 59306 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 2 branches
Q2 2026
$316.9MAssets
$268.2MLoans
$269.1MDeposits
$42.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 77% of banks under $1B in assets (rank 484 of 629).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.68%
Rank 450 of 629
Net Interest Margin
3.40%
Rank 361 of 629
Efficiency Ratio
62.02%
Rank 211 of 629
Equity / Assets
13.25%
Rank 180 of 629
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 67% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.60% | 1.01% | 1.45% | Beats 28% | 450 / 629 | | |
| Return on Equity | 5.11% | 5.38% | 9.30% | 13.28% | Beats 23% | 484 / 629 | | |
| Net Interest Margin | 3.40% | 3.03% | 3.54% | 4.05% | Beats 43% | 361 / 629 | | |
| Efficiency Ratio | 62.02% | 58.35% | 67.79% | 79.08% | Beats 67% | 211 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 15.65% | 11.24% | 13.84% | 18.77% | Beats 63% | 231 / 629 | | |
| Total Risk-Based Capital Ratio | 16.83% | 11.58% | 14.43% | 19.66% | Beats 66% | 213 / 629 | | |
| Equity / Assets | 13.25% | 9.09% | 10.65% | 13.80% | Beats 71% | 180 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.65% | 67.24% | 80.90% | 93.48% | 86th pctl | 85 / 594 | | |
| Loans / Assets | 84.63% | 53.31% | 67.71% | 78.15% | 91st pctl | 55 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |