Matanuska Valley
Palmer, AK · Charter 5924 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 11 branches
Q2 2026
$977.3MAssets
$566.4MLoans
$876.0MShares
$103.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 72% of credit unions under $1B in assets (rank 473 of 1682).
- Widest gap: equity / assets trails 73% of credit unions under $1B in assets (rank 1232 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.81%
Rank 771 of 1,683
Net Interest Margin
3.89%
Rank 773 of 1,683
Efficiency Ratio
70.41%
Rank 473 of 1,682
Equity / Assets
10.63%
Rank 1,232 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 771 / 1,683 | |
| Return on Equity | 7.64% | 2.67% | 5.89% | 8.74% | Beats 66% | 565 / 1,681 | |
| Net Interest Margin | 3.89% | 3.31% | 3.82% | 4.32% | Beats 54% | 773 / 1,683 | |
| Efficiency Ratio | 70.41% | 68.91% | 78.20% | 86.93% | Beats 72% | 473 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,090 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.63% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,232 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.63% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,232 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 64.66% | 52.61% | 69.38% | 83.50% | 41st pctl | 985 / 1,683 | |
| Loans / Assets | 57.96% | 44.71% | 59.18% | 70.72% | 48th pctl | 883 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |