Palmer, AK · Charter 5924
NCUA · 11 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
27
Asset Quality
35
Profitability
58
Liquidity
85
Efficiency
72
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Palmer, AK · Charter 5924
NCUA · 11 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.08% | 0.86% | 0.88% | 0.81% | -25 bps | |
| Return on Equity | 10.78% | 11.00% | 8.67% | 8.48% | 7.64% | -313 bps | |
| Net Interest Margin | 3.56% | 3.54% | 3.62% | 3.78% | 3.89% | +33 bps | |
| Efficiency Ratio | 69.24% | 67.31% | 66.77% | 69.90% | 70.41% | +117 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.93% | 9.42% | 8.10% | 3.54% | 0.00% | -693 bps | |
| Loan Growth (YoY) | 6.05% | 7.06% | 6.80% | 4.27% | -1.72% | -777 bps | |
| Share Growth (YoY) | 6.15% | 9.25% | 7.16% | 5.95% | 2.30% | -385 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.78% | 0.96% | 1.10% | 0.95% | 0.95% | +17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.89% | 9.81% | 9.88% | 10.36% | 10.63% | +74 bps | |
| Net Worth / Assets | 9.89% | 9.81% | 9.88% | 10.36% | 10.63% | +74 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.31% | 65.79% | 66.59% | 65.78% | 64.66% | -265 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Palmer, AK · Charter 5924 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 11 branches
Q2 2026
Return on Assets
0.81%
Rank 771 of 1,683
Net Interest Margin
3.89%
Rank 773 of 1,683
Efficiency Ratio
70.41%
Rank 473 of 1,682
Equity / Assets
10.63%
Rank 1,232 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.81% | 0.35% | 0.74% | 1.18% | Beats 54% | 771 / 1,683 | |
| Return on Equity | 7.64% | 2.67% | 5.89% | 8.74% | Beats 66% | 565 / 1,681 | |
| Net Interest Margin | 3.89% | 3.31% | 3.82% | 4.32% | Beats 54% | 773 / 1,683 | |
| Efficiency Ratio | 70.41% | 68.91% | 78.20% | 86.93% | Beats 72% | 473 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.95% | 0.26% | 0.65% | 1.29% | Beats 35% | 1,090 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.63% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,232 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.63% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,232 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 64.66% | 52.61% | 69.38% | 83.50% | 41st pctl | 985 / 1,683 | |
| Loans / Assets | 57.96% | 44.71% | 59.18% | 70.72% | 48th pctl | 883 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||