PackageTrendsPeer
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Fedalaska

Anchorage, AK · Charter 5895

Q2 1995

$110.3MAssets
$43.3MLoans
$104.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.88%, up 34 bps year over year.
  • Asset quality: problem loans at 2.36% of loans (+211 bps YoY).
  • Funding: loans stand at 41.46% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

3.88%+34 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q3 1994Q4 1994Q1 1995Q2 1995YoY ΔTrend
Earnings
Return on Assets3.54%3.49%3.50%3.73%3.88%+34 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a0.26%0.75%n/a
Loan Growth (YoY)n/an/an/a10.20%3.56%n/a
Share Growth (YoY)n/an/an/a-0.91%-0.19%n/a
Asset Quality
Delinquent Loans / Loans0.25%2.00%2.19%2.04%2.36%+211 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans4.40%4.30%4.39%4.55%4.48%+8 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares39.96%40.59%39.33%39.97%41.46%+150 bps
Liquid Assets / Assets33.03%37.88%37.44%38.27%37.35%+433 bps