Fedalaska

Anchorage, AK · Charter 5895

Q2 1995

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1995, the quarter ended June 30, 1995, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Anchorage, AK · Charter 5895

Q2 1995

$110.3MAssets

$43.3MLoans

$104.4MShares

n/aNet Worth

NIM decomposition not available for credit unions

Non-interest trend not available for credit unions

Return on Assets (YTD, annualized)

3.88%+34 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q2 1994	Q3 1994	Q4 1994	Q1 1995	Q2 1995	YoY Δ	Trend
Earnings
Return on Assets	3.54%	3.49%	3.50%	3.73%	3.88%	+34 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	n/a	n/a	0.26%	0.75%	n/a
Loan Growth (YoY)	n/a	n/a	n/a	10.20%	3.56%	n/a
Share Growth (YoY)	n/a	n/a	n/a	-0.91%	-0.19%	n/a
Asset Quality
Delinquent Loans / Loans	0.25%	2.00%	2.19%	2.04%	2.36%	+211 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	4.40%	4.30%	4.39%	4.55%	4.48%	+8 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	39.96%	40.59%	39.33%	39.97%	41.46%	+150 bps
Liquid Assets / Assets	33.03%	37.88%	37.44%	38.27%	37.35%	+433 bps