Access Bank
Omaha, NE · Cert 58727 · Peer group: banks $1B-$10B in assets (n=322-328) · 3MV Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$1.1BAssets
$816.7MLoans
$905.3MDeposits
$114.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 50% of banks $1B-$10B in assets (rank 161 of 322).
- Widest gap: tier 1 capital ratio trails 70% of banks $1B-$10B in assets (rank 229 of 328).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.10%
Rank 202 of 328
Net Interest Margin
3.40%
Rank 180 of 328
Efficiency Ratio
61.81%
Rank 190 of 328
Equity / Assets
10.37%
Rank 163 of 328
Non-interest income vs. expense
Unfavorable gap of $19.6M · efficiency ratio beats 42% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.91% | 1.22% | 1.52% | Beats 38% | 202 / 328 | | |
| Return on Equity | 10.59% | 8.43% | 11.45% | 14.43% | Beats 42% | 189 / 328 | | |
| Net Interest Margin | 3.40% | 3.03% | 3.45% | 3.83% | Beats 45% | 180 / 328 | | |
| Efficiency Ratio | 61.81% | 51.61% | 59.56% | 67.53% | Beats 42% | 190 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.24% | 0.51% | 1.03% | Beats 50% | 161 / 322 | | |
| Net Charge-Offs / Loans | 0.05% | 0.01% | 0.03% | 0.10% | Beats 41% | 190 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 12.02% | 11.75% | 13.15% | 15.47% | Beats 30% | 229 / 328 | | |
| Total Risk-Based Capital Ratio | 13.27% | 12.63% | 14.15% | 16.46% | Beats 37% | 207 / 328 | | |
| Equity / Assets | 10.37% | 9.15% | 10.33% | 12.01% | Beats 50% | 163 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.21% | 76.63% | 87.92% | 95.36% | 57th pctl | 140 / 323 | | |
| Loans / Assets | 74.05% | 65.18% | 74.15% | 79.98% | 50th pctl | 165 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |