Omaha, NE · Cert 58727 · 3MV Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets (n=322 to 328). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
39
Asset Quality
46
Profitability
42
Liquidity
83
Efficiency
42
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Cert 58727 · 3MV Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 2.1% share · #8 of 77 inst. · $0.9B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.96% | 1.02% | 0.93% | 1.01% | 1.08% | 1.12% | 1.26% | 1.19% | +18 bps | |
| Return on Equity | 9.32% | 9.92% | 8.95% | 9.37% | 9.90% | 10.15% | 11.20% | 10.86% | +149 bps | |
| Net Interest Margin | 2.97% | 3.01% | 3.17% | 3.30% | 3.53% | 3.39% | 3.62% | 3.40% | +9 bps | |
| Efficiency Ratio | 66.81% | 65.83% | 66.73% | 66.15% | 64.44% | 62.57% | 60.85% | 61.23% | -492 bps | |
| Non-Interest Burden | 1.78% | 1.78% | 1.93% | 1.98% | 2.05% | 1.90% | 1.97% | 1.87% | -11 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.26% | 0.79% | -3.88% | -9.12% | -1.07% | 0.13% | 3.72% | 21.86% | +3,098 bps | |
| Loan Growth (YoY) | 1.27% | 2.18% | 5.36% | 7.53% | 9.64% | 5.78% | 10.29% | 8.13% | +60 bps | |
| Deposit Growth (YoY) | 7.39% | 4.89% | -1.65% | -13.39% | -5.91% | -4.65% | -0.21% | 25.44% | +3,883 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.35% | 0.04% | 0.00% | 0.05% | 0.09% | 0.43% | 0.50% | 0.51% | +45 bps | |
| Net Charge-Offs / Loans | 0.09% | 0.08% | 0.01% | 0.02% | 0.02% | 0.03% | 0.00% | 0.08% | +6 bps | |
| Allowance / Loans | 1.46% | 1.40% | 1.38% | 1.39% | 1.37% | 1.44% | 1.43% | 1.45% | +6 bps | |
| Allowance Coverage of NPLs | 4.1x | 36.6x | 2042.6x | 25.4x | 15.4x | 3.4x | 2.9x | 2.9x | -22.6x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.48% | 9.64% | 10.21% | 10.85% | 11.55% | 10.84% | 11.27% | 10.65% | -19 bps | |
| Total Risk-Based Capital | 12.54% | 12.73% | 12.87% | 12.98% | 13.05% | 12.82% | 13.04% | 13.27% | +29 bps | |
| Equity / Assets | 10.06% | 10.29% | 10.47% | 11.53% | 11.38% | 11.40% | 11.13% | 10.37% | -116 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 87.39% | 92.34% | 91.41% | 104.66% | 101.84% | 102.43% | 101.03% | 90.21% | -1,445 bps | |
| Liquid Assets / Assets | 12.91% | 10.68% | 10.51% | 2.65% | 5.79% | 5.57% | 5.55% | 13.40% | +1,074 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 451% | 448% | 473% | n/a | n/a | |
Omaha, NE · Cert 58727 · Peer group: banks $1B-$10B in assets (n=322-328) · 3MV Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
Return on Assets
1.10%
Rank 202 of 328
Net Interest Margin
3.40%
Rank 180 of 328
Efficiency Ratio
61.81%
Rank 190 of 328
Equity / Assets
10.37%
Rank 163 of 328
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.10% | 0.91% | 1.22% | 1.52% | Beats 38% | 202 / 328 | ||
| Return on Equity | 10.59% | 8.43% | 11.45% | 14.43% | Beats 42% | 189 / 328 | ||
| Net Interest Margin | 3.40% | 3.03% | 3.45% | 3.83% | Beats 45% | 180 / 328 | ||
| Efficiency Ratio | 61.81% | 51.61% | 59.56% | 67.53% | Beats 42% | 190 / 328 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.51% | 0.24% | 0.51% | 1.03% | Beats 50% | 161 / 322 | ||
| Net Charge-Offs / Loans | 0.05% | 0.01% | 0.03% | 0.10% | Beats 41% | 190 / 322 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.02% | 11.75% | 13.15% | 15.47% | Beats 30% | 229 / 328 | ||
| Total Risk-Based Capital Ratio | 13.27% | 12.63% | 14.15% | 16.46% | Beats 37% | 207 / 328 | ||
| Equity / Assets | 10.37% | 9.15% | 10.33% | 12.01% | Beats 50% | 163 / 328 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 90.21% | 76.63% | 87.92% | 95.36% | 57th pctl | 140 / 323 | ||
| Loans / Assets | 74.05% | 65.18% | 74.15% | 79.98% | 50th pctl | 165 / 328 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||