Wilmington, DE · Cert 58188 · HSBC Holdings PLC
National charter · OCC · 1 affiliate bank · 1 branch (22 in holding)
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.0% share · #81 of 88 inst. · $0.0B of $685.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.59% | 4.70% | 4.97% | 4.53% | 4.60% | +2 bps | |
| Return on Equity | 4.72% | 4.85% | 5.12% | 4.63% | 4.72% | -1 bps | |
| Net Interest Margin | 4.40% | 4.46% | 3.94% | 3.63% | 3.67% | -73 bps | |
| Efficiency Ratio | 20.22% | 18.36% | 20.02% | 18.77% | 21.02% | +80 bps | |
| Non-Interest Burden | -1.69% | -1.78% | -2.55% | -2.35% | -2.32% | -63 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.09% | -2.31% | -0.10% | 0.02% | 0.20% | +229 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | -0.20% | -0.20% | 0.00% | 0 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 97.12% | 96.82% | 96.65% | 97.78% | 97.77% | +65 bps | |
| Total Risk-Based Capital | 97.12% | 96.82% | 96.65% | 97.78% | 97.77% | +65 bps | |
| Equity / Assets | 96.95% | 96.61% | 97.77% | 97.83% | 97.41% | +46 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 96.01% | 95.48% | 94.82% | 95.97% | 95.36% | -65 bps | |
| CRE / Total Capital | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |