PackageTrendsPeer
Letter portraitLegal landscape

HSBC Trust Company (Delaware), National Association

Wilmington, DE · Cert 58188 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=31) · HSBC Holdings PLC

National charter · OCC · 1 affiliate bank · 1 branch (22 in holding)

Q2 2026

$57.2MAssets
$0KLoans
$500KDeposits
$55.7MEquity

Executive Summary

  • Strongest standing: efficiency ratio outperforms 100% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 1 of 31).
  • Widest gap: return on equity trails 71% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 22 of 31).
  • Overall: at or above the peer median on 6 of 7 directional measures.

Return on Assets

4.53%

Rank 5 of 31

Net Interest Margin

3.65%

Rank 9 of 31

Efficiency Ratio

19.92%

Rank 1 of 31

Equity / Assets

97.41%

Rank 1 of 31

Non-interest income vs. expense

$2.2M$0.8MINCOMEEXPENSE
Favorable gap of $1.3M · efficiency ratio beats 100% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Bank 19.92%Peer median 63.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets4.53%0.63%0.93%2.39%Beats 84%5 / 31
Return on Equity4.65%4.15%7.07%14.29%Beats 29%22 / 31
Net Interest Margin3.65%2.72%3.26%3.84%Beats 71%9 / 31
Efficiency Ratio19.92%49.04%63.83%80.34%Beats 100%1 / 31
Asset Quality
Nonperforming Loans / Loansn/aNot reported for this institution
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio97.77%13.01%19.43%42.39%Beats 90%3 / 31
Total Risk-Based Capital Ratio97.77%13.95%20.55%43.38%Beats 90%3 / 31
Equity / Assets97.41%9.21%12.36%21.28%Beats 97%1 / 31
Liquidity & Funding
Loans / Deposits0.00%52.41%83.15%99.86%0th pctl28 / 31
Loans / Assets0.00%37.80%67.87%79.23%0th pctl28 / 31
Brokered Deposits / Depositsn/aNot reported for this institution