PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bessemer Trust Company of Delaware, National Association

Wilmington, DE · Cert 58011

FDIC

Q2 2026

$40.4MAssets
$0KLoans
$14KDeposits
$36.8MEquity
Deposit mix
0%Interest-bearing $0K100%Noninterest $14KQ2 2025Q2 2026

NIM

2.73%Q2 ’242.52%Q2 ’252.28%Q2 ’26-7%-10%

Non-interest income vs. expense

103.43%Q2 ’24112.56%Q2 ’25121.86%Q2 ’26+5%-26%

Executive Summary

  • Earnings: ROA of 65.43%, up 1,037 bps year over year; NIM at 2.28%.
  • Capital: tier 1 leverage ratio of 86.33%, up 1,108 bps from a year ago.
  • Funding: loans stand at 0.00% of deposits as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

65.43%+1,037 bps YoY

Net Interest Margin (quarter, annualized)

2.28%-24 bps YoY

Efficiency Ratio (quarter, annualized)

58.68%-342 bps YoY

Tier 1 Leverage Ratio

86.33%+1,108 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets55.06%70.94%71.33%58.02%65.43%+1,037 bps
Return on Equity63.74%79.97%80.58%66.22%73.54%+980 bps
Net Interest Margin2.52%2.55%2.56%2.39%2.28%-24 bps
Efficiency Ratio62.10%51.60%54.33%64.37%58.68%-342 bps
Non-Interest Burden-66.17%-87.88%-85.04%-70.46%-83.53%-1,736 bps
Growth
Asset Growth (YoY)6.52%9.59%16.36%3.94%17.04%+1,052 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio75.25%87.27%73.50%78.17%86.33%+1,108 bps
Total Risk-Based Capital75.25%87.27%73.50%78.17%86.33%+1,108 bps
Equity / Assets88.81%88.63%88.39%86.86%90.99%+218 bps
Liquidity & Funding
Loans / Depositsn/an/a0.00%0.00%0.00%n/a
Liquid Assets / Assets56.05%63.99%21.20%12.79%11.56%-4,449 bps
CRE / Total Capitaln/a0.00%0.00%0.00%n/an/a