PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bessemer Trust Company of Delaware, National Association

Wilmington, DE · Cert 58011

FDIC

Q2 2026

$40.4MAssets
$0KLoans
$14KDeposits
$36.8MEquity
Deposit mix
0%Interest-bearing $0K100%Noninterest $14KQ2 2025Q2 2026

NIM

2.52%Q2 ’242.43%Q2 ’252.34%Q2 ’26-4%-4%

Non-interest income vs. expense

102.79%Q2 ’24106.93%Q2 ’25127.17%Q2 ’26-4%-11%

Executive Summary

  • Earnings: ROA of 61.70%, up 201 bps year over year; NIM at 2.34%.
  • Capital: tier 1 leverage ratio of 86.33%, up 1,108 bps from a year ago.
  • Funding: loans stand at 0.00% of deposits as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

61.70%+201 bps YoY

Net Interest Margin (YTD, annualized)

2.34%-9 bps YoY

Efficiency Ratio (YTD, annualized)

61.51%+174 bps YoY

Tier 1 Leverage Ratio

86.33%+1,108 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets59.69%62.57%66.05%58.02%61.70%+201 bps
Return on Equity69.07%71.87%75.64%66.22%69.50%+43 bps
Net Interest Margin2.43%2.39%2.35%2.39%2.34%-9 bps
Efficiency Ratio59.77%56.87%56.17%64.37%61.51%+174 bps
Non-Interest Burden-69.53%-73.28%-73.68%-70.46%-77.22%-769 bps
Growth
Asset Growth (YoY)6.52%9.59%16.36%3.94%17.04%+1,052 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio75.25%87.27%73.50%78.17%86.33%+1,108 bps
Total Risk-Based Capital75.25%87.27%73.50%78.17%86.33%+1,108 bps
Equity / Assets88.81%88.63%88.39%86.86%90.99%+218 bps
Liquidity & Funding
Loans / Depositsn/an/a0.00%0.00%0.00%n/a
Liquid Assets / Assets56.05%63.99%21.20%12.79%11.56%-4,449 bps
CRE / Total Capitaln/a0.00%0.00%0.00%n/an/a