Prime Alliance Bank

Woods Cross, UT · Cert 57920 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258)

State charter, non-member · FDIC · 1 branch

Q2 2026

$1.1BAssets

$884.2MLoans

$966.1MDeposits

$116.5MEquity

Executive Summary

Strongest standing: efficiency ratio outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 1 of 257).
Widest gap: net charge-offs / loans trails 97% of banks $1B-$10B in assets operating in a single state (rank 250 of 258).
Overall: at or above the peer median on 6 of 9 directional measures.

Return on Assets

2.64%

Rank 9 of 258

Net Interest Margin

4.87%

Rank 9 of 258

Efficiency Ratio

20.62%

Rank 1 of 257

Equity / Assets

10.73%

Rank 112 of 258

Unfavorable gap of $10.7M · efficiency ratio beats 100% of banks $1B-$10B in assets operating in a single state

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank	8-Qtr Trend
Earnings
Return on Assets	2.64%	0.93%	1.23%	1.54%	Beats 97%	9 / 258	n/a
Return on Equity	24.64%	9.26%	11.84%	14.74%	Beats 96%	10 / 258	n/a
Net Interest Margin	4.87%	3.16%	3.49%	3.88%	Beats 97%	9 / 258	n/a
Efficiency Ratio	20.62%	51.71%	60.30%	69.65%	Beats 100%	1 / 257	n/a
Asset Quality
Nonperforming Loans / Loans	1.60%	0.19%	0.46%	0.90%	Beats 12%	229 / 258	n/a
Net Charge-Offs / Loans	0.76%	0.01%	0.02%	0.07%	Beats 3%	250 / 258	n/a
Capital
Tier 1 Capital Ratio	12.73%	11.41%	12.98%	15.12%	Beats 46%	140 / 258	n/a
Total Risk-Based Capital Ratio	14.00%	12.10%	13.91%	16.08%	Beats 51%	126 / 258	n/a
Equity / Assets	10.73%	9.09%	10.24%	11.72%	Beats 57%	112 / 258	n/a
Liquidity & Funding
Loans / Deposits	91.52%	73.24%	86.34%	95.95%	65th pctl	91 / 258	n/a
Loans / Assets	81.41%	63.01%	72.27%	78.40%	84th pctl	40 / 258	n/a
Brokered Deposits / Deposits	n/a	Not reported for this institution