Prime Alliance Bank
Woods Cross, UT · Cert 57920 · Peer group: banks $1B-$10B in assets operating in a single state (n=266-267)
State charter, non-member · FDIC · 1 branch
Q2 2026
$1.1BAssets
$884.2MLoans
$966.1MDeposits
$116.5MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of banks $1B-$10B in assets operating in a single state (rank 1 of 266).
- Widest gap: net charge-offs / loans trails 97% of banks $1B-$10B in assets operating in a single state (rank 261 of 267).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
2.64%
Rank 9 of 267
Net Interest Margin
4.87%
Rank 8 of 267
Efficiency Ratio
20.62%
Rank 1 of 266
Equity / Assets
10.73%
Rank 117 of 267
Non-interest income vs. expense
Unfavorable gap of $10.7M · efficiency ratio beats 100% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.64% | 0.93% | 1.23% | 1.55% | Beats 97% | 9 / 267 | |
| Return on Equity | 24.64% | 9.16% | 11.84% | 14.56% | Beats 97% | 8 / 267 | |
| Net Interest Margin | 4.87% | 3.12% | 3.50% | 3.88% | Beats 97% | 8 / 267 | |
| Efficiency Ratio | 20.62% | 51.36% | 60.21% | 69.66% | Beats 100% | 1 / 266 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.60% | 0.19% | 0.46% | 0.89% | Beats 11% | 238 / 267 | |
| Net Charge-Offs / Loans | 0.76% | 0.01% | 0.02% | 0.06% | Beats 3% | 261 / 267 | |
| Capital |
| Tier 1 Capital Ratio | 12.73% | 11.29% | 13.05% | 15.13% | Beats 46% | 145 / 267 | |
| Total Risk-Based Capital Ratio | 14.00% | 11.95% | 13.87% | 16.27% | Beats 51% | 130 / 267 | |
| Equity / Assets | 10.73% | 9.18% | 10.29% | 11.76% | Beats 56% | 117 / 267 | |
| Liquidity & Funding |
| Loans / Deposits | 91.52% | 72.68% | 86.16% | 95.22% | 66th pctl | 91 / 267 | |
| Loans / Assets | 81.41% | 62.46% | 71.96% | 78.38% | 85th pctl | 41 / 267 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |