Malvern, PA · Cert 57777 · Meridian Corp.
State charter, non-member · FDIC · 7 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.3% share · #19 of 88 inst. · $2.2B of $685.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.82% | 0.96% | 1.05% | 0.46% | 0.76% | -6 bps | |
| Return on Equity | 9.08% | 10.60% | 11.44% | 4.81% | 7.95% | -113 bps | |
| Net Interest Margin | 3.46% | 3.54% | 3.55% | 3.76% | 3.71% | +25 bps | |
| Efficiency Ratio | 63.96% | 63.20% | 62.58% | 63.76% | 64.37% | +41 bps | |
| Non-Interest Burden | 1.69% | 1.69% | 1.67% | 2.01% | 1.93% | +24 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.86% | 6.51% | 7.49% | 1.98% | 3.22% | -363 bps | |
| Loan Growth (YoY) | 5.36% | 6.61% | 6.86% | 5.75% | 3.74% | -162 bps | |
| Deposit Growth (YoY) | 10.24% | 7.93% | 7.72% | 1.97% | 4.04% | -620 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.35% | 2.53% | 2.50% | 2.64% | 3.68% | +133 bps | |
| Net Charge-Offs / Loans | 0.60% | 0.51% | 0.54% | 1.40% | 0.93% | +33 bps | |
| Allowance / Loans | 0.97% | 0.99% | 0.98% | 0.96% | 0.96% | -1 bps | |
| Allowance Coverage of NPLs | 0.4x | 0.4x | 0.4x | 0.4x | 0.3x | -0.2x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.32% | 9.41% | 9.50% | 9.58% | 9.72% | +40 bps | |
| Total Risk-Based Capital | 9.32% | 9.41% | 9.50% | 9.58% | 9.72% | +40 bps | |
| Equity / Assets | 9.09% | 9.29% | 9.53% | 9.50% | 9.63% | +54 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 101.79% | 102.57% | 101.89% | 102.16% | 101.49% | -30 bps | |
| Liquid Assets / Assets | 2.42% | 2.30% | 2.20% | 1.81% | 2.16% | -26 bps | |
| CRE / Total Capital | n/a | 457% | 457% | 457% | n/a | n/a | |